One debt you might not consider when you file for a Chapter 13 bankruptcy is your homeowner's association fees. The court does consider those fees though. Before you file for bankruptcy, it is important you understand how your HOA fees are viewed and what you can do about them. Fees Before Filing How your HOA fees are viewed by the court depends largely on whether or not you are planning to keep your home. [Read More]
Should You Put Your Special Needs Child's Name On His Trust Fund?
If you are the parent of a child with a disability, regardless of the level of severity, you are likely teaching him or her to be as independent as possible. It's important that you treat your child as you would had he or she not been born disabled, as it will increase his or her chances of being successful throughout life, even when you're not around to provide assistance. One way that you can help your child to be as independent as possible as an adult is by starting a trust fund. [Read More]
You Don't Lose "Everything" In Chapter 7 Bankruptcy
Many people considering filing Chapter 7 bankruptcy have some very real fears about what the state will take in the bankruptcy process. The idea that you can "lose everything" is a common misconception that prevents many people from considering bankruptcy – an option that could help them get their lives back on track. It is time to set this falsehood to rest. You Don't Lose It All in Chapter 7 Bankruptcy [Read More]
Filing For Workers' Compensation Benefits With PTSD: What You Need To Know
The symptoms of post-traumatic stress disorder, or PTSD, can impact your ability to perform your work duties. Proving whether or not you deserve workers' compensation benefits for it, though, can be difficult. Here is what you need to know if you have PTSD and are unable to work. Can PTSD Result from Working? Some situations within the workplace can result in a PTSD. For instance, firefighters who bear witness to a horrible tragedy that resulted from a fire could have work-related PTSD. [Read More]