Tips For Being Prepared To Pursue Workers' Compensation Claims
Navigating the complex process of seeking workers' compensation can be daunting for anyone who has suffered an on-the-job injury. With wide-ranging rules, regulations, and pitfalls to avoid, injured workers need to understand the process and how best to approach their claims.
Tip: Seek Medical Attention Right Away
A critical first step after sustaining a work-related injury is to seek immediate medical attention. This is critical for your health and well-being while being necessary to initiate a successful claim. Delaying medical treatment may lead to insurance companies challenging the validity or severity of your injury.
Depending on your injury, various types of medical treatment may be required, and the costs of these treatments can quickly escalate. Without the protection of worker compensation benefits, an injured employee would be left to shoulder the total cost of this care.
Tip: Keep Detailed Records Of Everything Related To The Claim
Keeping thorough records of your workers' compensation claim is fundamental for several reasons. For example, it assists in establishing timelines, tracking expenses, and documenting communication with employers or insurance representatives. In a dispute, these records could prove valuable in resolving the matter.
Organize these documents chronologically within a folder or electronic file system to be easily retrievable. Workers' compensation claims can take months to fully resolve, so it is crucial to retain all relevant documentation until your case has been fully settled, as you may not know when they will be needed.
Tip: Do Not Ignore The Advice Of Your Doctor Or Attorney
Doctors' and attorneys' expertise is invaluable when navigating complex workers' compensation claims. Following their advice ensures injured employees receive adequate medical and legal support throughout the claims resolution processes.
Ignoring medical practitioners or legal counsel recommendations may lead insurance companies to question credibility levels, potentially jeopardizing the claim outcome and prolonging the overall recovery periods.
Tip: Do Not Return To Work Too Soon
Returning too early can exacerbate injury conditions while also placing other coworkers at potential risk. Additionally, you may have to sign a waiver, which could open you to liabilities if your injuries worsen. An early return to work could disrupt claims processes or result in diminished settlements, given that insurance companies might argue injury conditions were not as severe as initially portrayed.
You will undergo periodic assessments to determine your progress as part of the recovery process. This can help the doctor decide when you are healed enough to return to your regular job duties.
To find out more, contact a workers' compensation lawyer today.